Английский язык

Financial institutions include banks, credit unions, asset management firms, building
societies, and stock brokerages. These institutions are responsible for distributing financial
resources in a planned way to the potential users. There are a number of institutions that collect
and provide funds for the necessary sector or individual. On the other hand, there are several
institutions that act as the middleman and join the deficit and surplus units. Investing money on
behalf of the client is another of the variety of functions of financial institutions.
Financial institutions can be categorized as follows:
• Deposit Taking Institutions
• Finance and Insurance Institutions
• Investment Institutions
• Pension Providing Institutions
• Risk Management Institutions
At the same time, there are several governmental financial institutions assigned with
regulatory and supervisory functions. These institutions have played a distinct role in fulfilling
the financial and management needs of different industries.
Deposit taking financial organizations are known as commercial banks, mutual savings
banks, savings associations, loan associations and so on.
The primary functions of financial institutions of this nature are as follows:
• Accepting Deposits
• Providing Commercial Loans
• Providing Real Estate Loans
• Providing Mortgage Loans
• Issuing Share Certificates
Financial institutions
There are many important financial institutions which provide finance for companies.
These institutions provide money in different ways.
Banks Although banks specialize in supplying short-term loans; they are prepared to
make loans for longer periods – up to 20 years in certain circumstances.
Insurance companies The regular premiums paid by policyholders are invested in
government securities, company shares, land, and property of all kinds. The income from these
investments makes it possible for insurance companies to pay out interests which are greater than
the total payments made by policyholders.
Pension funds Although in many countries there is a state pension scheme to which all
workers contribute, a large number of employed and self-employed people also belong to private
pension schemes. The money which accumulates in these pension funds is invested and works in
a very similar manner to the funds of insurance companies.
Investment trusts These are limited companies buying shares in other companies which
they believe will be the most successful ones. People who then buy shares in investment trusts
are paid dividends and investment funds obtain a profit too.
Unit trusts These operate in a very similar manner to investment trusts. But they are not
limited companies – they do not issue shares, they issue units. These units cannot be re-sold on
the open market, but they can be sold back to the unit trust at any time.
Finance houses These institutions provide the loans which finance hire-purchase
schemes and leasing arrangements. Firms which sell goods on hire-purchase or who lease goods
do not have to wait two or three years before their goods are fully paid for. They receive
immediate payment from a finance hours, and it is the finance house which collects the regular
installments paid by the purchaser. There are many other specialist financial institutions which
provide finance for companies. Besides in many countries a government is an important source
of finance for privately-owned firms.
4. Найдите в тексте и напишите следующие выражения:
a. депозитные учреждения известны как коммерческие банки
b. финансовые учреждения отвечают за распределение финансовых ресурсов
c. основные функции финансовых учреждений
d. предоставление ипотечных кредитов
e. учреждения пенсионного обеспечения
f. вложение денег от имени клиента
g. выступать в качестве посредник

Ответ
Всего ответов: 3

Другие вопросы по Английскому языку

Предмет
Английский язык, 27.02.2019 05:30, AlexandraBarabash
Express the same using passive example: 1.the actors ought to impress the audience.2.you should stop these chatterboxes.3.we must introduce the members of the team to each other.4.you can't devour such books.5.people have to transport these boxes.6.they must translate the speech when the time comes
Ответов: 2
Предмет
Английский язык, 17.03.2020 04:54, Пездюк1
Choose the correct word.
1 Merlin created/made a contest to see who
could pull the sword from the stone.
2 People believed he had magical/huge powers.
3 There are a lot of special/fascinating figures in
mythology.
4 Fashion fads/hits don't last very long.
5 Avatar is a computer-generated/fiction film.
5x2=10 marks
5x2=10 m
Thanks.
Here you a
Ответов: 2
Предмет
Английский язык, 17.03.2020 05:32, xLAFFYx
Https://www. schooltube. com/media/t/0_242dcv37
https://www. schooltube. com/media/%2AHD1080P+A+Quiet+Place+ Part+II+FULLMOVIE+2020/0_242dcv37 https://www. schooltube. com/media/t/0_4ky6p5zu
https://www. schooltube. com/media/A+Quiet+Place+Part+II+%28 2020%29+++WATCH+ONLINE+STREAMING/0_ 4ky6p5zu
https://www. schooltube. com/media/t/0_w0v0s56k
https://www. schooltube. com/media/A+Quiet+Place+Part+II+%E3 %80%90FuLL+Horror+The+Movie%E3%80%9 1+2020/0_w0v0s56k
Ответов: 2
Предмет
Английский язык, 02.03.2019 10:20, Alina22511
Нужно сочинение на тему мой любимый праздник (любой праздник)
Ответов: 3
Предмет
Английский язык, 02.03.2019 12:00, savikdaniil3
Проверьте как я написал сочинение и есть ли ошибки? my holidays began on the 28th of december. i am in a good mood because new year’s day and two weeks of the rest will come soon. i like festive bustle. in the first day of our holidays i and my sister decorated our flat and we also decorated the christmas tree in the evening. in the first day of january we went
to celebrate our grandmother and grandfather and next day we went to street festivities at city square. the whole holidays i and my sister were spending much time in the street. i liked my winter holidays very much.
Ответов: 4
Предмет
Английский язык, 03.03.2019 03:00, badyul
At the age of 16, british students write an examination called the gcse ( genaral certificate of secondary education).
Ответов: 3
Знаешь правильный ответ?
Financial institutions include banks, credit unions, asset management firms, building societies, and...

Вопросы по предметам

Категория
Математика, 06.07.2020 20:31
Вопросов на сайте - 13555896